Importance of Sharing Information After a San Diego Car Accident?
After staying in a San Diego car accident, there are specific actions you must take quickly to protect yourself legally.
These consist of stopping, reporting the crash to the authorities, as well as exchanging information with the rest of the drivers of vehicles included. And some of that information should also consist of details of insurance coverage, especially if you are not at fault. This is the factor.
No insurance policy details, no car accident case
Perhaps you were in a car accident in San Diego and did not request the details of the other driver’s insurance coverage. They may convince you that they will surely pay for the damage to your car. You get the information from their calls and they all leave.
The circumstance looks like this:
You take your car to the repair shop and discover that the damage is serious. The quote for the repair service is much higher than I anticipated (which is quite typical).
But he acknowledges that the other vehicle drivers said they would pay, so he contacts them with the quote. When you call, they don’t go to your phone and don’t call you back long enough after leaving numerous voice messages.
As this happens, you experience neck and back pain in the hours after the accident. Go see your doctor and he says you have a whiplash. He is undergoing therapy and currently has clinical pricing along with fixings for his vehicle.
Since other vehicle drivers neglect your phone calls regarding damage repair, they are most likely currently not in agreement with paying the expenses of your injuries. You now have hundreds or hundreds of dollars left for a San Diego car accident that you did not cause.
This is not even the most dire circumstance. Many car accidents in San Diego Ca cause significant damage to trucks, including cars and trucks, as well as serious injuries that take months or years to fully treat.
If you were not responsible for your accident in San Diego, you have the legal right in the state of California to file an insurance claim for damages. However, you need the information from the other driver’s insurance policy to do so.
You may eventually be able to get the details, however it is best to get them as soon as possible. Otherwise, you run the risk of not receiving any compensation for the damage.
Should I always call the police?
One more problem with the above scenario is that the mishap was not reported to the authorities.
In California, you must report a mishap if there are physical injuries and / or residential or business property damage over $ 1,000. Some insurance companies also require that the accident be reported anyway.
Since some crash injuries don’t show up until later, and also car damage can amount to $ 500 or even more, it’s best to constantly call 911 and report the accident to the neighborhood police. If the at-fault driver tries to encourage you to manage the information without involving the authorities, this is a threat to you.
Additionally, there are several other insurance-related benefits of calling the police:
When the accident is reported to the authorities, they will obtain information on insurance coverage for all vehicle drivers.
Authorities will certainly produce an accident log with the details of motorists’ calls, as well as details about the mishap.
Both factors can be important for the case of your insurance policy, since it offers a record of the accident (a definition that the other drivers of the vehicle cannot deny that it happened later).
Request a completely free appointment with our San Diego car accident law firm for a review of your case.